The Capital One® Platinum Credit Card is a product offered by one of the largest holdings in the United States, with more than 755 branches and 2,000 ATMs.
It is a very interesting product, with simple and quick application (about 10 business days to receive the card) and few requirements.
No annual fee is charged and for regular purchases 26.98% APR (variable). Other relevant information is that you have fraud coverage if the card is lost or stolen, you can access the account 7 days a week and 24 hours a day and payments can be made by the app.
Let’s know a little more about the Capital One® Platinum Credit Card?
Rates – Capital One® Platinum Credit Card
The fees corresponding to the Capital One Platinum Credit Card are as follows:
- Annual fee: 0%
- Regular Purchase APR 26,98% (variable)
- balance transfer intro APR: n/a
|Cash Advance Rate||26.98%* Variable|
|Cash Advance Fee||3%, Min: $10|
|Late Fee||Up to $38|
|Balance Transfer Fee||$0|
The application – Capital One® Platinum Credit Card
The application can be done by telephone, at one of the branches or through the website. It’s all very fast and once approved you will receive your Capital One® Platinum Credit Card in about 7 to 10 business days. No complications or headaches!
What documents and requirements are needed?
To request the Capital One® Platinum Credit Card you will be asked for some personal information (name, address, age, etc), financial information (monthly range, mortgage accounts, employment status, etc.) and contact information, etc.
Advantages – Capital One Platinum Credit Card
The advantages of Capital One Platinum Credit Card deserve to be highlighted, and for you who are looking for a credit card, this can be a very interesting option.
- You can include your spouse as a co-applicant for the loan.
- It is a safe and recognized bank
- Highly competitive rates
- No annual fee
- Access to the highest credit line after making 5 payments
- Easy Application.
- Just some documentation and requirements
- Fraud coverage if the card is lost or stolen
- App for mobile devices
- Access to account 24 hours a day and 7 days a week
- You can pay by check, at one of the branches or online. All with no charge!
Capital One – Some details about it
Capital One is a bank holding company that offers services such as credit cards, car loans, savings and others.
Capital One is ranked 10th on the list of largest banks in the United States by assets.. It has about 755 branches and 2000 ATMs.
Useful Information – Capital One Platinum Credit Card