You probably already know that Capitec is a paperless bank that has simplicity and accessibility as their strongest pillars. But do you know what are the benefits of obtaining a Capitec GLOBAL One Credit Card and how to order one?
This guide has got everything you need to know about Capitec Global One Credit Card!
Disclaimer: We are not sponsored by any of the brands mentioned in this text. This guide merely serves as useful information on how to obtain a credit card recommended by people that use or have used it in South Africa.
Feel free to disagree, comment and look for more information throught the comments section and provided links. Goodtips is not part of Capitec nor is associated to this bank in any way.
About Capitec GLOBAL One Credit Card
First of all, as the name suggests, this is a Credit Card from Capital Global One with a limit that goes up to R250.000 for a fair price of R40 per month.
Cheap, right? But here’s the thing: you must must have a minimum salary of R3.000 in order to obtain one. Continue reading to find out more.
Benefits and advantages of obtaining a GLOBAL One Credit Card
The benefits and advantages of this Credit Card go beyond having a fair monthly price and a high limit.
The main benefits are:
- You can get a personalized credit limit, according to your credit history.
- You can also buy items with all the security you need and get no conversion fees for international purchases.
- If you got a positive balance, you can earn 3.5% per year, or more than 55 days interest-free.
- By downloading the app, you get free access to all your bank accounts and find yourself able to manage your credit card purchases.
Credit Card rates
The rates are variable, since they are based on your credit profile. Rates usually range from 8.75% to 19.25%.
You can use this card to buy clothes and pretty much anything else.
How to apply for Capitec GLOBAL One Credit Card
It’s very easy. You can apply for this Credit Card by visiting a Capitec Bank. For that it’s important that you’re 18 or older. Besides that, you should have a few documents in your pocket, such as:
- An original ID Document;
- Proof of your last salary payment;
- Registered bank statement showing your last three salary deposits.
It’s also important to note that if you are married and your ID Document has only got your single name, you will need to take the marriage certificate too.
And finally, if you’re looking for a credit application to do a free online credit estimate, then you can save time by downloading the Capitec App.
If you prefer, you can access their website, send an SMS with your ID number to 30605 or simply call them.
You can find more information by calling their 24 hours centre on 0860 10 20 43 or by accessing their website.
Finally, we hope this guide to be valuable for you at understanding everything there is about Capitec GLOBAL One Credit Card, including how to order one.
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