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House Insurance ABSA

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At House Insurance ABSA you can choose from 3 different types of insurance and everything will depend on your need. The 3 types are as follows:

– Building Cover;

– Household contents cover;

– Home loan protector.

In Building Cover insurance is complete for: accidental damage, geyser, fire and explosion, destructive weather damage, third-party liability for domestic employee and damage or loss as a result of theft and attempted theft.

In Household contents cover insurance is for destructive weather damage, third-party liability for domestic employee, damage or loss as a result of theft and attempted theft and: accidental damage and loss to property.

Let’s know more about House Insurance ABSA?

Rates – House Insurance ABSA

House Insurance ABSA fees will only be available after application. If you want to receive an online quotation today, just enter the site. Do not waste time!

The application – House Insurance ABSA

If you decide to apply for House Insurance ABSA you can choose from three different forms of request: phone or internet. If you prefer, you can also contact ABSA’s specialized and reliable real estate consultants who can assist you in this process so that you have no doubts. How about doing this application for House Insurance ABSA today?

What documents and requirements are needed? – House Insurance ABSA

The documents for House Insurance ABSA are not available on the website, however, as in most insurance you will need to provide some personal and financial information.

Advantages – House Insurance ABSA

House Insurance ABSA has some very interesting advantages. If you are looking for insurance for your home or for the assets you have inside it, be sure to consider the advantages described below as they may be a differential for your choice.

 

 

– It is a safe and recognized

– Highly competitive rates

– Flexible Terms

– Easy and very fast Application.

– You only need to provide some personal and financial information

– You can choose between 3 different types of insurance: building cover, household content cover and home loan protector.

Absa

Absa group limited is considered one of Africa’s largest financial services groups, has more than 42,000 employees and is present in more than 12 countries. They offer diverse financial solutions for retail, business, corporations, investments, wealth management and others.

They have the goal to generate positive impact in all the countries they operate. They consider themselves a group focused on the future and who wants to help people and corporations at every step of the way.

Useful Information – House Insurance ABSA

House Insurance ABSA

Website: https://www.absa.co.za/personal/insure/my-car-and-home/explore/

Telephone: 011 501 5050  or 0800 11 11 55

 

Gold Credit Card African Bank

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Gold Credit Card African Bank is an excellent product if you are looking for a card that offers significant advantages. With Gold African Bank you will have global travel and emergency assistance. In addition, 3% interest back and highly competitive rates.

The application of Gold African Bank is simple and fast. You can apply online, by phone or at one of the bank’s branches.

Know More:

How to order Standard Bank Gold Credit Card

How to order Silver Credit Card African Bank

How to order Nedbank Gold Credit Card

It is also important to note that the required requirements and documentation do not cause any headaches, as they are as low as possible.

Let’s know a bit more about the Gold African Bank?

Rates – Gold Credit Card African Bank

The rates corresponding to the African Bank Gold Credit Card are as follows:

  • Monthly service fee R 69
  • Replacement fee of R 115 card
  • Transfer rate of funds R 5,55
  • Credit interest rate 3% pa
  • Debit interest rate – as per agreement

The application – Gold Credit Card African Bank

The application for the African Bank Gold Credit Card can be done online, by telephone or at one of the bank’s branches. Choose the shape that most fits on your profile!

What documents and requirements are needed?

The documents and applications required for the application of the Gold Credit Card African Bank are very few. They are the lowest possible!

Documents for needed:

  • Proof of income ( the last 3 months)
  • Proof of residence with a minimum of 3 months
  • Last bank statement with the last three salary deposits

Requirements for needed:

  • Be over 18 years old

Advantages – Gold African Bank

The Gold African Bank offers several very interesting advantages, be sure to take a look at what they are!

  • 3% interest back
  • 60 days without interest – It is a safe
  • You can pay with the card anywhere in the country
  • Highly competitive rates
  • Global emergency assistance
  • Travel Assistance
  • Easy Application.
  • Just some documentation and requirements
  • It has a Visa flag, which is accepted worldwide

African Bank – Some details about it

African Bank is headquartered and a retail bank South Africa which offers a range of financial services and products such as loans, investments, savings, checking, debit and credit cards and personal loans.

It has the mission of becoming a successful retail bank and they want the idea of ​​humanity always to be related with them. The pillars of the bank are transparency, innovation, collaboration, empathy and balance.

The African Bank is created with South African residents in mind and how to help them achieve balance in their lives.

Useful Information – Gold African Bank

Website: https://www.africanbank.co.za/en/home/product-silver-credit-card/

To get in touch, enter on the website and send a message.

Know More:

How to order FNB Premier Credit Card

How to order African Bank Silver Credit Card

How to order Woolworths Silver Credit Card

FNB Personal Loan – Up to R200 000 for planned or unplanned expenses

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FNB is the oldest bank in South Africa and offers personal, private, business, commercial and corporate banking services. It is a highly recognized bank that has humble origins. It has a commitment to the environment, such as paper and energy savings, and has won several awards in this area.

The company logo is an acacia tree, which, according to them, represents the company’s history with deep roots in South Africa.

Let´s take a closer look at the details of one of the services offered by them: FNB Personal Loan.

FNB Personal Loan

FNB Personal Loan can be requested for several reasons such as wedding expense, car purchase, home renovation and debt consolidation.

It is possible to borrow from R 1000 to R 200,000, which must be repaid in up to 60 months (5 years).

Rates – FNB Personal Loan

FNB Personal Loan fees are customized based on personal and financial information provided during the application.

 

Although the fees are not available prior to the application, it is important to remember that they will be generated according to your profile, which can be seen as a great benefit.

The application – FNB Personal Loan

You can apply to the FNB Personal Loan through the website or phone.

What are the requirements for an FNB Personal Loan?

To get a FNB Personal Loan you need to fit in some requirements. Let’s see what they are.

– Be between 18 years and 64 years

– Being a permanent resident of South Africa

– Being a permanently employed or self-employed

– Have the salary paid directly into the bank account

Required Documents – FNB Personal Loan

If you are considering applying to the FNB Personal Loan, it is important that you know what documents are required in the process.

– South African green-bar coded ID or Smart Card ID

– Your most recent payslip

– Proof of residence not older than 3 months

– 3 months bank statements for non-FNB customers

Benefits – FNB Personal Loan

The benefits of FNB Personal Loan can be quite significant for those who are looking for a personal loan and can be a differential over other possible loans. Let’s take a look.

– Safe and traditional institution

– Competitive and personalized rates

– Just some documentation required

– Few requirements

– Fixed Monthly Payments (No bad surprises)

– No need to provide guarantees

– There is no penalty if you prefer to settle the loan in advance.

– Coverage by a credit life insurance (in case of death, permanent or temporary incapacity, unemployment or inability to obtain an income). It’s applicable for loans of more than 6 months.

– It is possible to have a break in the month of January, if the loan is always up to date. (Valid for loans of 6 months or more)

Useful information – FNB Personal Loan

FNB Personal Loan

Website: https://www.directaxis.co.za/loans/personal-loan

Telephone: 0861 40 40 40 (mon-fri 8:00- 16.30 | weekend 8:30 – 12:00)

International: + 27 11 371 3711 (If you are dialing from outside South Africa, dial the number below first followed by the 087 number when prompted.)

Fairstone – Fast personal loan for when you need money now

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Fairstone has worked with Canadians since 1923 and is considered the best Canada’s alternative for personal loans. They have the goal of making customers’ dreams come true, no matter what!

They work optimistically and offer responsible personal loan solutions to Canadians. This can be an excellent option for who are in search of alternative lenders for personal loans. Let’s know more details about it?

Fairstone Fast personal loan

Fairstone Fast personal loan can be used for different reasons like wedding expenses, debt consolidation, travel abroad, vacations, debt consolidation and others. There are three different models of Fairstone Fast personal loans. Below we will see what they are and the reasons for the request.

Small Personal Loans – You can borrow from $ 500 up to $ 5,000, which must be repaid within 6 months to 60 months. The reason for this loan is usually unexpected or urgent expenses.

Medium Personal Loans – You can borrow from $ 5,000 to $ 20,000, which must be repaid within 6 months to 60 months. The reason for this loan is usually higher expenses.

Large Personal Loans – You can borrow from $ 5,000 to $ 30,000, which must be repaid within 36 months to 120 months. The reason for this loan is usually large expenses, like buying a home.

Rates – Fairstone Fast personal loan

The interest rate of Fairstone´s Fast personal loan varies according to the type of loans chosen.

Small Personal Loans: 26.99% up to 39.99%

Medium Personal Loans: from 26.99% up to 39.99%

Large Personal Loans: from 19.99% up to 23.99%

It is important to note that only Large Personal Loans have a prepayment penalty.

The application – Fairstone Fast personal loan

The application must be done in one of the bank agencies, online or by phone. In all types of Fairstone Fast Personal Loan the amount is released in a maximum of 1 business day.

Eligibility – Fairstone Fast personal loan

To be eligible for any type of Fairstone fast personal loan, you must have/be some requirements.

  • Be a citizen or resident of Canada (excluding Nunavut)
  • Have reached the age of majority in your province or territory (Usually 18 years of age)
  • Have an established credit history
  • Able to make monthly repayments on your loan
  • Intend to use the loan for personal purposes
  • Have been discharged from bankruptcy for 7+ years (if applicable)

Advantages – Fairstone Fast Personal Loan

Some advantages of the Fairstone Fast personal loan are important to be highlighted.

– It is safe and recognized

– Competitive rates

– Flexible Terms

– Fixed Rate Payment

– Easy and Application.

– Cash available in just 1 business day

– If you change your mind in up to 14 days, you can cancel the loan without costs or questions.

Still having doubts?- Fairstone Fast Personal Loan

If you still have questions, it may be interesting to visit the fairstone blog. In it, you can read articles like “5 tips to save money” or “Biweekly, semi-monthly, monthly: Loan payment options explained”

Useful Information – Fairstone Fast Personal Loan

Fairstone Fast Personal Loan

Website: https://www.fairstonecanada.ca/personalloans

Telephone: 800-995-2274

DirectAxis Personal Loan – Apply for an online loan and get your money very quickly

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DirectAxis is a South African financial services provider that is part of the First Rand Group. It has been established for more than 23 years and is considered the largest non-bank personal lender of South Africa. It is also recognized as the largest and most successful direct marketing business in the country.

It offers a range of services such as personal loans, insurance (funeral, auto, construction, for example) and access to financial health. In addition, they aim to make all customers have a positive experience.

In this article we will know details about one of the products offered by them: DirectAxis Personal Loan.

DirectAxis Personal Loan

In DirectAxis Personal Loan, the maximum amount that you can borrow will be presented after the request and the analysis step of the financial and personal information that will be provided.

The personal loan must be repaid within 24 months (2 years) up to 72 months (6 years).

The reasons for the loan are varied; they can be expenses with marriage, debt consolidation, travel and others.

Rates – DirectAxis Personal Loan

DirectAxis Personal Loan interest rates can be as high as 27.5% per year. They are fixed and must be paid monthly, according to the pre-established date. There is also a monthly administrative fee of R 69 and an initiation fee.

Let’s look at a representative example. If you want to borrow R $ 50,000, with interest rate of 27.5% year, initial rate of R 207.50, monthly administrative fee of R 69 and repayment in 72 months (6 years). The total cost of the loan will be R 110,013.57.

Payments are monthly, on a pre-established date.

The application – DirectAxis Personal Loan

The application for DirectAxis Personal Loan is done quickly and securely through the website. You will need to fill out some forms with financial and personal information and the feedback is given quickly. Money can be in your account in less than 48 hours!

What is required for a DirectAxis Personal Loan application?

For DirectAxis Personal Loan application you need to fit some requirements and also present some documents.

Requirements:

– Good credit record

– Regular Monthly Income of at least R 5,000

– Details of the bank account in which the salary is paid

Necessary documents:

– A clear copy of your South African ID

– A recent document confirming your residential address

– Your last 3 months’ payslips or bank statements (with your salary clearly highlighted)

Benefits – DirectAxis Personal Loan

Let’s see the benefits that DirectAxis Personal Loan can offer for those who are looking for a personal loan.

– It’s safe

– Easy and simple application

– Competitive interest rates

– You can choose the value of the amount

– Money deposited directly into the bank account within 48 hours

– Just a few documentation and requirements

– They only release responsible loans (which you really can pay)

– DirectAxis Personal loans are unsecured

– Loans are protected by the Personal Protection Plan (in case of death, disability and others).

Useful Information – DirectAxis Personal Loan

DirectAxis Personal Loan

Website: https://www.directaxis.co.za/loans/personal-loan

Telephone: 0861 02 03 04 | 8am – 20pm| Monday – Sunday

Citi® Double Cash Card — Unlimited 1 percent cash back on all purchases

The Citi® Double Cash Card is a card that offers several advantages as well as being part of one of the largest financial services companies in the world.

With this card you get 2% cash back on purchases: 1% when you buy and 1% when you pay. And the best, there is no refund limit! Rates are also highly attractive, no annual fee is charged and in the first 18 months, the APR equals 0% on balance transfers. Sounds interesting, does not it?

Know More:

How to order Gold Credit Card African Bank

How to order Silver Credit Card African Bank

How to order Standard Bank Gold Credit Card

See more details about the Citi® Double Cash below!

Rates – Citi® Double Cash Card

The fees for the Citi® Double Cash Card are as follows:

  • Annual fee $ 0
  • APR 15.74% – 25.74% * (variable)
  • APR Penalty Up to 29.99% (variable)
  • Balance transfer fee 3% of each balance transfer; $ 5 minimum.
  • Cash advance fee 5% of each cash advance; Minimum of US $ 10
  • Foreign transaction fee 3%

The application – Citi® Double Cash

The application for the Citi® Double Cash can be done online. Simply enter the website and fill out the form with personal and financial information. It is simple and practical. After application, you must wait 4 weeks to process your card account request.

What documents and requirements are needed?

To be eligible for the Citi® Double Cash Card you must be over 18 years of age and the offer of this card is only available to persons residing in the United States and its territories.

Advantages – Citi® Double Cash Card

The advantages of the Citi® Double Cash are quite interesting and may be a differential for you who are looking for a credit card.

  • 0% intro APR for 18 months in balance transfer
  • It is a safe and recognized bank
  • No annual fee
  • No refund limits
  • EARN 2% CASH BACK ON PURCHASES:1% WHEN YOU BUY AND 1% AS YOU PAY
  • First rate of delay forgiven
  • Easy Application.
  • Just some documentation and requirements
  • Purchase protection
  • Access to concert tickets
  • Concierge service
  • Support for identity theft

Citi group – Some details about it

Citi Group is considered the world’s largest financial services company according to Forbes magazine. It is headquartered in New York and offers a range of financial products such as lines of credit, loans, credit cards, insurance and others.

To get a better idea, it has about 300,000 employees and more than 200 million customers in more than 100 countries.

Useful Information – Citi® Double Cash

Website: https://www.citi.com/credit-cards/compare-credit-cards/citi.action?ID=view-all-credit-cards

Know More:

How to order Woolworths Silver Credit Card

How to order Capitec GLOBAL One Credit Card

How to order BA Credit Card

CIBC Personal Loan – Apply online! Borrow a minimum of $3,000

The Canadian Imperial Bank of Commerce (CIBC) is one of Canada’s 5 largest banks. The bank is the merger, in 1961, of two Canadian banks, the Canadian Bank of Commerce and the Imperial Bank of Canada, which was considered the largest bank merger in Canadian history.

It is a bank that aims to help customers, employees and shareholders achieve what they want. They are driven by values ​​such as trust, teamwork and responsibility.

The bank offers a lot of services such as personal loans, mortgages, investments, insurance, bank accounts and credit cards. On this article we will know more details about CIBC Personal Loan.

CIBC Personal Loan

The CIBC Personal Loan can be used for a variety of reasons such as debt consolidation, buy a new home or an auto, wedding expenses, travel abroad, vacations and others

You can borrow from $ 3,000 to $ 200,000. The refund can be made per month, per week or every 15 days, for a maximum of 5 years. The amount available and the deadline for payment will be informed according to the credit assessment.

It is important to say that this is a personal loan that is secured against the equity in your home or other assets

Rates – CIBC Personal Loan

The interest rate corresponding to CIBC Personal Loan is fixed and the base rate is 3.95%.

You can choose between variable or fixed interest rates. In the case of the variable, it is possible for the person to benefit in the months when the interest rate is low. To choose, you need to do an individual analysis of the financial situation and what fits best.

No penalties are charged if the person chooses to repay the loan at any time.

The application – CIBC Personal Loan

You can choose to apply online, by phone or at one of the bank’s branches.

The application is simple and fast, without many bureaucracies. During the process, personal information (name, address, age, etc.) and financial information (assets, income and others) will be requested.

Eligibility – CIBC Personal Loan

To become eligible for the CIBC Personal Loan you need some basic requirements.

– Are a Canadian resident who has reached the age of majority (18 years for PEI, QC, ON, MB, SK, AB and 19 years for NL, NB, NS, BC, YK, NT, Nunavut)

– Meet CIBC standard credit lending criteria, and haven’t declared bankruptcy within the last 7 years

– Haven’t been declined for credit within the last 6 months from CIBC

– Earn a minimum of $17,000 annually

Advantages – CIBC Personal Loan

Some advantages of CIBC Personal Loan can be a differential for those who are looking for a personal loan. Let’s see!

– It is a safe and recognized bank

– You can choose between fixed or variable rates

– Flexible Terms (from 7 to 72 months)

– Easy Application, without many bureaucracies


Are you still having doubts?- CIBC Personal Loan

If you still have questions, it is recommended that you visit the site and make simulations using the online calculator that is available.

Useful Information – CIBC Personal Loan

CIBC Personal Loan

Website: https://www.cibc.com/en/personal-banking/loans-and-lines-of-credit/loans/personal-loan.html

Telephone: 1-866-525-8622

Car Insurance FNB

The Car Insurance FNB is a great option for people who are looking for insurance for their car. It offers coverage of loss and damage of your vehicle and still has 3 different types of insurance to choose: comprehensive, third party, fire and theft or third party only. It sounds very interesting, does not it?

The application for the Car Insurance FNB is fast and simple. Just get in touch over the phone or visit the branch office nearest you. The amount that will be available for Car Insurance FNB will be according to your risk profile, such as for example, year and model of the car, where the car spends the night, and others.

See more details about Car Insurance FNB!

Rates – Car Insurance FNB

Like any insurance, Car Insurance FNB is defined according to your risk profile, for example: car model, car year, where you live, vehicle history, and others.

The application – Car Insurance FNB

The application for Car Insurance FNB can be made by phone or if you prefer you can visit one of the bank branches that are closest to you.

What documents and requirements are needed? – Car Insurance FNB

To be eligible for the Car Insurance FNB you need to:

– Have a valid driver’s license from South Africa with at least 1 year or an international portfolio

– A valid SA green bar coded (or a valid passport)

– An insurable item

The necessary documents for the Car Insurance FNB:

– South African ID book / card

– Proof of residence, in your name

Advantages – Car Insurance FNB

If you are in search for a car insurance the Car Insurance FNB can be a great option! Be sure to review the advantages offered, as this can be the differential for you to choose this insurance.

– It is a safe and recognized

– Highly competitive rates

– Flexible Terms

– Fixed Rate Payment

– Easy and very fast Application.

– There are no driver restrictions as long as they have a driver’s license

– Affordable Premiums

– Basic Excess Waver

– Cover for Natural Disasters

– Free Reviews

FNB – Some details about it

FNB is the oldest bank in South Africa and offers personal, private, business, commercial and corporate banking services. It is a highly recognized bank that has humble origins. It has a commitment to the environment, such as paper and energy savings, and has won several awards in this area.

The company logo is an acacia tree, which, according to them, represents the company’s history with deep roots in South Africa.

Useful Information – Car Insurance FNB

Car Insurance FNB

Website: https://www.fnb.co.za/insurance/protect-your-assets/car.html

Telephone: 0861 40 40 40 (mon-fri 8:00- 16.30 | weekend 8:30 – 12:00)

International: + 27 11 371 3711

Capital One® Platinum Credit Card – Online Banking access and no annual fee

The Capital One® Platinum Credit Card is a product offered by one of the largest holdings in the United States, with more than 755 branches and 2,000 ATMs.

It is a very interesting product, with simple and quick application (about 10 business days to receive the card) and few requirements.

Know More:

How to order American Express Platinum Credit Card

How to order  BA Credit Card

How to order  African Bank Silver Credit Card

No annual fee is charged and for regular purchases 26.98% APR (variable). Other relevant information is that you have fraud coverage if the card is lost or stolen, you can access the account 7 days a week and 24 hours a day and payments can be made by the app.

Let’s know a little more about the Capital One® Platinum Credit Card?

Rates – Capital One® Platinum Credit Card

The fees corresponding to the Capital One Platinum Credit Card are as follows:

  • Annual fee: 0%
  • Regular Purchase APR 26,98% (variable)
  • balance transfer intro APR: n/a
Cash Advance Rate 26.98%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $38
Penalty APR None
Balance Transfer Fee $0

The application – Capital One® Platinum Credit Card

The application can be done by telephone, at one of the branches or through the website. It’s all very fast and once approved you will receive your Capital One® Platinum Credit Card in about 7 to 10 business days. No complications or headaches!

What documents and requirements are needed?

To request the Capital One® Platinum Credit Card you will be asked for some personal information (name, address, age, etc), financial information (monthly range, mortgage accounts, employment status, etc.) and contact information, etc.

Advantages – Capital One Platinum Credit Card

The advantages of Capital One Platinum Credit Card deserve to be highlighted, and for you who are looking for a credit card, this can be a very interesting option.

  • You can include your spouse as a co-applicant for the loan.
  • It is a safe and recognized bank
  • Highly competitive rates
  • No annual fee
  • Access to the highest credit line after making 5 payments
  • Easy Application.
  • Just some documentation and requirements
  • Fraud coverage if the card is lost or stolen
  • App for mobile devices
  • Access to account 24 hours a day and 7 days a week
  • You can pay by check, at one of the branches or online. All with no charge!

Capital One – Some details about it

Capital One is a bank holding company that offers services such as credit cards, car loans, savings and others.

Capital One is ranked 10th on the list of largest banks in the United States by assets.. It has about 755 branches and 2000 ATMs.

Useful Information – Capital One Platinum Credit Card

Website: https://www.creditkarma.com/creditcard/CCCapitalOne1009?originEvent=22541581159

Telephone: 1-877-383-4802

Know More:

How to order Gold Credit Card African Bank

How to order Citi® Double Cash Card

How to order Blue Cash Preferred

Building House Insurance FNB

The Building House Insurance FNB may be the product you were looking for! It is an insurance for housing or construction, which covers the structure of your home and the dependencies.

Some examples of what is covered by Building House Insurance FNB:

– Falling objects

– fires, lightning and hail storms

– change of keys and locks after theft

– water leaks

– increase of the water bill by tube rupture.

What is not covered: cleaning and pool equipment, vacant or unoccupied buildings, vacation homes and others.

The application is super simple and you can choose to make by phone or visit one of the branches closest to you. It is also worth mentioning that the requirements and documents are the minimum possible.

Let us know more about Building House Insurance FNB?

Building House Insurance FNB – Rates

The rates corresponding to the Building House Insurance FNB as well as the available value can only be verified during the application process. That’s because quantity is based on risk factors.

The application – Building House Insurance FNB

Applying for the FNB Building House Insurance is simple and very quick. You can choose to apply over the phone, thus saving time and money, or visit one of the branches closest to you. Look for the way that is most convenient for you!

What documents and requirements are needed? – Building House Insurance FNB

For the FNB Building House Insurance some documents and requirements are needed.. If you are looking for a construction or housing insurance that is simple, this may be an excellent option for you.

Requirements for Building House Insurance FNB – Only have some insurable assets

Documents for Building House Insurance FNB – South African identity card and proof of residence (in your name and at least 3 months).

Simpler than it looked, was not it?

Advantages – Building House Insurance FNB

– It is a safe

– It´s a recognized bank

– Highly competitive rates

– Flexible Terms

– Easy and very fast Application.

– Few applications and almost no documentation required

FNB – Some details about it

FNB is the oldest bank in South Africa! It´s offers personal, private, business, commercial and corporate banking services. It is a highly recognized bank that has humble origins. It has a commitment to the environment, such as paper and energy savings, and has won several awards in this area.

The company logo is an acacia tree, which, according to them, represents the company’s history with deep roots in South Africa.

Useful Information – Building House Insurance FNB

Building House Insurance FNB

Website: https://www.fnb.co.za/insurance/protect-your-assets/building.html

Telephone: 0861 40 40 40 (mon-fri 8:00- 16.30 | weekend 8:30 – 12:00) or

International: + 27 11 371 3711

Blue Cash Preferred – 6 percent cash back at U.S. supermarkets

Blue Cash Preferred is a card for you that like to receive rewards for the purchases you make. With this card, you get back 1% cash from any purchase you make, up to 6% on markets and 3% on gas or department stores.

The rates are competitive and interesting! 0% APR in the first 12 months and then the rate ranges from APR 15.25 to 26.24. It is also important to say that the annual fee is $ 95.

Know More:

How to order Woolworths Silver Credit Card

How to order Capitec GLOBAL One Credit Card

How to order BA Credit Card

If you are looking for a card with many rewards, Blue Cash Preferred is the perfect option for you! Read the following and learn more about it!

Rates – Blue Cash Preferred

The rates for Blue Cash Preferred are as follows:

  • 0% APR on purchases and transfers for 12 months
  • After 12 months, the variable APR 15, 24% to 26.24%
  • Annual fee: $ 95

The application – Blue Cash

The application is simple and fast. You can choose to sign up online or over the phone. The American Express team is ready to pick you up right now!

What documents are needed?

For Blue Cash Preferred you will be asked for personal information (name, address, age, etc.) and financial information (total annual income, social security number, income source, etc.). It’s very simple and the application will not take more than a few minutes.

Advantages – Blue Cash Preferred

The advantages of this card are quite interesting, especially for those looking for a card that can give you several rewards (even cash!). Let’s take a look at the other benefits!

  • It is a safe and recognized bank
  • It´s accepted worldwide. In 2017, in the United States, more than 1.5 million establishments began to accept the card
  • Summary of expenses and rewards at the end of the year
  • Access to the global helpline
  • Additional American Express Protection without charge
  • Highly competitive rates
  • Cash Rewards
  • Flexibility
  • Easy Application.
  • Just some documentation and requirements
  • 1.5% cash on purchases
  • No cost to apply
  • 0% APR on purchases for 12 months and balance transfers in 60 days
  • New cardholders can earn bonus $200 cash back after making $1,000 in purchases on the card on the first three months
  • 3% of the money back in gas or department stores, up to 6% in supermarkets and for other purchases 1%.

American Express – Some details about

American Express is a financial services company in the United States that offers different types of products such as credit cards, travel insurance, mutual fund, insurance services, financial advisers and others.

It is considered one of the most prominent financial services companies, founded in 1850 and headquartered in New York.

Useful Information – Blue Cash Preferred

Website: https://creditcards.usnews.com/american-express/blue-cash-preferred-card-from-american-express

Telephone: 1-855-298-1209

Know More:

How to order Gold Credit Card African Bank

How to order Silver Credit Card African Bank

How to order Standard Bank Gold Credit Card

Bayport – Easy to apply Personal Loan of up to R200,000

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About Bayport

Bayport Financial Services was founded in 2004 and has become one of the largest non-bank credit and related products providers in South Africa. It offers high standard services such as funeral insurance and loans.

Its purpose is to build strong relationships, based on trust. The company’s main values
are responsibility, training, innovation, simplicity and partnership.

In this particular article we will look at the Bayport Personal Loan which is one of the main services offered. For anyone who is looking for a personal loan, this can be a great opportunity.

Bayport Personal Loan

At Bayport Personal Loan you can request up to R 200,000 and interest rates are fixed and monthly.

The reasons for applying for the loan are diverse and can be, for the renovation of the house, for the education of the children, for expenses with marriage, travel, consolidation of debts, finance a special family event, among others.

Rates – Bayport Personal Loan

Bayport Personal Loan fees will be set according to the information provided during the application and the period chosen for repayment, which may be up to 60 months (5 years).

However, according to the site, we can use the example below as representative. If a person wants to borrow R $ 50,000 and wants to pay in 36 months (3 years), they will pay R 2,500 monthly.

The application – Bayport Personal Loan

The application for Bayport Personal Loan can be made online. You must complete a form with personal information and after this step the company will contact you by phone to guide the next steps.  This process is extremely fast and simple; it will not take more than a few minutes.

If you have any questions about what the ideal loan amount for you, a budget calculator is available on the site! You can calculate your budget X expenses in a specific month.

Eligibility – Bayport Personal Loan

To be eligible for the Bayport Personal Loan you must submit the following documents:

– Last three bank statements (need to be stamped by the bank)

– The last payslip of the employer

– Copy of the identification document or both sides of the smart identification card.

It is also important to note that you must be employed for at least 6 months (in the current company).

Useful Information – Bayport Personal Loan

Bayport Personal Loan

Website: https://www.bayportsa.com/products-services/personal-loans-online/

Telephone: 087 287 4000

Fax: +27 (0) 86 624 3289

E-mail: clientcare@bayport.co.za

Axos Bank Personal Loans – No collateral required

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Axos Bank is a financial services company. Its differential is that it is technology-driven and seeks to increase the innovation of banking products and services. The company’s financial services help personal,business and institutional clients.

Services such as savings, loan and retirement are some examples of what the company offers. They has digital knowledge to anticipate the needs of customers. It is a company specialized in personalization and each client feels unique .

The company’s goal is increasingly to free itself from the traditional banking system and help customers stay ahead in life and in business.

In this article, we’ll take a look at the details of Axos Bank Personal Loans.

Axos Bank Personal Loans

Axos Bank Personal Loans can be requested for several reasons, such as: buying a new car, renovating the house, buying a new home, consolidating some debt, traveling abroad, expenses for weddings, expenses for special family events, and others.

It is possible to borrow from U $ 5,000 up to U $ 35,000 and the payment of the loan must be made in monthly fixed payments. You can choose between 12 months (1 year), 24 months (2 years), 36 months (3 years), 48 months (4 years) and 60 months (5 years).

Rates – Axos Bank Personal Loans

The fees corresponding to Axos Bank Personal Loan are:

– Interest rate from 6.49% up to 26.99%

– Origination fee, which may be charged depending on credibility.

It is interesting to note that for Axos Bank Personal Loans there are no hidden fees or penalties.

Let’s give an example! If you want to borrow US $ 15,000, to be paid in 60 months and with 13.25% APR, you will pay US $ 326.06 per month.

The application – Axos Bank Personal Loans

The application for Axos Bank Personal Loans must be made online through the company’s website. It is a simple application and it does not take more than 2 minutes to complete.

Personal and financial information will be required. It’s important that when applying you have on hands the valid ID and also the social security number.

After the application, the money will be deposited in the account in just a few business days.

Documents for the application – Axos Bank Personal Loans

– Proof of identity, such as a driver’s license

– Social Security number

– Annual income

– Proof of income, such as bank statements or pay stubs

– Verification of employment

It is also important to say that it is necessary for the Axos Bank Personal Loans to be over than 18 years old.

Advantages – Axos Bank Personal Loans

The Axos Bank Personal Loans has some advantages that can be quite interesting for anyone who is researching about personal loans.
Let’s see what they are? They can be a great differential!

– It is a safe and recognized bank

– Highly competitive rates

– Flexible Lending Criteria

– Fixed Rate Payment (no bad surprises)

– Easy Application.

– Just some documentation and requirements

– No collateral required

– No pre-payment or pre- penalties


Are you still having doubts? – Axos Bank Personal Loans

If you have any questions, it is recommended that you visit the company’s website. In it, testimonials of people are available and they tell their experiences with Axos Bank Personal Loans.

Useful Information – Axos Bank Personal Loans

Axos Bank Personal Loans

Website: https://www.axosbank.com/personal-banking/personal-loans

Telephone: 866-923-3625.

E-mail: personalloans@axosbank.com

AvantCard – Fast application process with no hidden fees

The AvantCard Credit Card can be a great card option for you, who are looking for a reliable financial platform that is not the traditional banks.

The rates are convenient and attract enough attention! The annual fee, for example, is $ 29. In addition, it is only necessary to present some documents and the whole process can be done online, quickly and very simple!

Know More:

How  to order BA Credit Card

How  to order Capitec Global One Credit Card

How  to order Woolworths Silver Credit Card

Another great advantage is that, periodically, it is possible for them to verify your account, so that there is an increase in your credit line. Interesting, is not it?

If you are looking for a differentiated product, the AvantCard Credit Card is an option that should be reviewed.

Rates – AvantCard Credit Card

The fees for the AvantCard Credit Card are as follows:

  • Annual Fee $ 29
  • Purchase intro APR : n/a
  • Purchase regular APR: 26,24% (variable)
  • Balance transfer intro APR: n/a
  • Balance transfer regular APR: n/a
  • Late fee: up to 35%
  • Balance transfer fee: n/a
  • Return payment fee: n/a
  • Cash advance fee: 3% Min: $5

The application – AvantCard Credit Card

The application is made online through the Avant website. It’s fast and very simple! You will need to provide some personal and financial information and after checking them, the card will soon be available to you.

What documents and requirements are needed? – AvantCard Credit Card

According to the website, it will be analyzed whether or not a person is eligible for the AvantCard Credit Card. Approval factors such as credit history, revenue and other debt obligations will be verified. But you can rest easy, it’s basic and super simple information, which is verified in most credit card applications.

Advantages – AvantCard Credit Card

The advantages of the AvantCard Credit Card are striking! Know below what are the benefits that this card can offer you.

  • No hidden fees
  • You can use the online bank to conveniently pay your card
  • It is a safe
  • Zero fraud liability for unauthorized charges
  • Highly competitive rates
  • It is possible to periodically check the account to increase credit limit
  • Fixed Rate Payment
  • Easy Application.
  • Just some documentation and requirements

Avant – Some details about it

Avant is a company based in Chicago and considered one of the largest platforms on personal loans. They point out that they know that in traditional banks there is a lot of bureaucracy to borrow, so they want to make the process faster and without headaches.

In addition to personal loans, Avant also offers credit cards that stand out because they have several advantages.

Useful Information AvantCard Credit Card

Website: https://www.creditkarma.com/creditcard/CCAvant01?originEvent=22541580211

To get in touch, enter on the website and send a message.

Know More:

How to order FNB Premier Credit card

How to order Absa Gold Credit Card

How to order African Bank Silver Credit Card

American Express Platinum Credit Card

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The American Express Platinum credit card is the product that offers benefits for you to enjoy the world even more! It offers advantages in hotels, airports, car rentals, special events and show tickets and others.

The American Express Platinum application is simple and very fast! You can choose between applying by site or phone.

Know More:

How to order FNB Premier Credit Card

How to order Gold Credit Card African Bank

How to order Citi® Double Cash Card

It is worth mentioning that the rates are highly attractive and that the documentation and requirements are as low as possible. It sounds very interesting, does not it?

Let us know more about the American Express Platinum ? Check below and do not miss this chance!

Rates – American Express Platinum credit card

The fees corresponding to the American Express Platinum are:

  • Maintenance fee: R 25,62
  • Starter fee: R 189,65
  • Card replacement fee: R 131,14
  • Secondary rate – R 25,62

The application – American Express Platinum credit card

The application for the American Express Platinum can be made online, through the website or by phone. You can choose the way that is most convenient!

What documents and requirements are needed?

When choosing a card it is of utmost importance to analyze what are the requirements and the documents required for the application. The American Express Platinum credit card has few requirements and the required documentation is as minimal as possible!

Necessary Documents

  • Proof of employment
  • Show that your job is stable. For this, it is enough to present the vouchers of the last three wages

Necessary Requirements

  • Be over 18 years old

Advantages – American Express Platinum

Advantages always deserve redoubled attention! Do not forget whenever you choose one card or another to see what the advantages offered by it, as this can make all the difference in your choice. Let’s take a look at what are the advantages offered by the American Express Platinum  card?

  • Medical coverage of R 450,000 in the purchase of tickets – It is a safe and recognized bank
  • Highly competitive rates
  • Each R5 spent you earn 1 point to redeem for rewards
  • You can pay the full balance or 10% per month, whichever is best for you
  • Easy Application.
  • Just some documentation and requirements
  • Global acceptance
  • Access 24/7

American Express – Some details about it

American Express is a financial services company in the United States that offers different types of products such as credit cards, travel insurance, mutual fund, insurance services, financial advisers and others.

It is considered one of the most prominent financial services companies, founded in 1850 and headquartered in New York.

Useful Information – American Express Platinum credit card

Website: https://shorttermloans24.co.za/credit-cards/american-express-credit-cards/

Telephone: 1-855-298-1209

Know More:

How to order Capital One® Platinum Credit Card

How to order AvantCard

How to order Nedbank Gold Credit Card

American Express Merchant Financing – Fixed fee business loan between $5,000 and $2,000,000

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American Express Merchant Financing is a loan intended for small businesses that accept American Express.

It is possible to borrow from $ 5,000 to $ 2 million, which must be paid within 6, 12 or 24 months.

The advantages are great! They offer discount if the loan is paid in advance and does not charge any source or application fee. Interesting, is not it?

Let’s find out more about American Express Merchant Financing!

Rates – American Express Merchant Financing

The fees for American Express Merchant Financing are fixed, varying according to the chosen repayment period.

Term of 6 months – 1.75% to 8%

12-month term – 3.5% to 12%

Term of 24 months – 7% to 20%

The application – American Express Merchant Financing

The application is simple and fast. You can choose to sign up online or over the phone. The American Express staff is always ready to answer questions or doubts.

What documents and requirements are needed? – American Express Merchant Financing

As any type of loan, American Express Merchant Financing requires some documents and requirements. Let´s see!

Requirements:

  • Accept American Express Cards (to qualify for 24-month financing, you must have accepted American Express for the past 24 months)
  • Have a minimum of $50,000 in annual business revenue
  • Have a minimum of $12,000 in annual credit and debit receivables
  • Have been in business for at least 24 months

Documents:

  • Tax ID or American Express Merchant Account Number
  • Total Annual Credit & Debit Card Receivables
  • Credit Card Processor Name and Number
  • Total Annual Business Revenue
  • Total Annual Personal Income
  • Social Security Number
  • Date of Birth
  • Percentage of Ownership
  • Type of Business Entity
  • Business Bank Account Details (bank name, routing number, account number)

Advantages – American Express Merchant Financing

The advantages of a loan can be the decisive fact when deciding to do it or not. Let’s see the advantages of the American Express Merchant Financing

– It is a safe and recognized bank

– Highly competitive rates

– Flexible Terms ( 6, 12 ou 24 meses)

– Fixed Rate Payment

– Easy Application.

– Just some documentation and requirements

– Earn discounts if you pay in advance

– no cost to apply

– no charge of origin

American Express – Some details about

American Express is a financial services company in the United States that offers different types of products such as credit cards, travel insurance, mutual fund, insurance services, financial advisers andothers.

It is considered one of the most prominent financial services companies, founded in 1850 and headquartered in New York.

Useful Information – American Express Merchant Financing

American Express Merchant Financing

Website: https://merchantfinancing.americanexpress.com/merchantfinancing/index.htm

Telephone: 1-855-298-1209

 

American Express Gold credit card

The American Express Gold Credit Card is a product created especially for people who like to travel and who want to enjoy advantages around the world. It is the card that offers advantages in car rental, lodging and airports.

The rates are attractive and the application is super fast simple! Another great advantage is that the requirements and documentation is as minimal as possible.

If you like to travel, be sure to know more about the American Express Gold credit card, as this is the card that may be missing on your travels!

Read more about this differential product: American Express Gold credit card!

Rates – American Express Gold credit card

The fees corresponding to American Express Gold credit card are:

– Maintenance fee: R $ 32.28

– Starter fee: R $ 189,65

– Card replacement fee: R $ 131,14

The application – American Express Gold credit card

The application for American Express Gold credit card can be made online, through the website or by phone. Choose the way that is most convenient for you, ok?

What documents and requirements are needed? – American Express Gold credit card

The documents and requirements for applying the American Express Gold credit card are simple and easy to understand. Let’s take a closer look?

Documents for American Express Gold

– Proof of employment

– Show that your job is stable. For this, it is enough to present the vouchers of the last three wages

Requirements for American Express Gold

– Be over 18 years old

Advantages – American Express Gold credit card

With the huge amount of cards that are offered by the most different companies and banks, it is very important to be attentive to choose the one that best fits on your needs. The advantages offered are a great differential. Let’s see the advantages of the American Express Gold credit card?

– 55-day interest free credit

– It is a safe

– It´s a recognized bank

– Highly competitive rate

– It is possible to pay the total balance or only 5% per month

– The reward points do not expire and so you can trade for travel and lifestyle advantages

– Easy Application.

– Just some documentation and requirements

– If you prefer, you can get an additional card without paying

– Meets a wide range of lifestyles

– Access 24/7

 

American Express – Some details about it

American Express is a financial services company in the United States that offers different types of products such as credit cards, travel insurance, mutual fund, insurance services, financial advisers and others.

It is considered one of the most prominent financial services companies, founded in 1850 and headquartered in New York.

Useful Information – American Express Gold credit card

American Express Gold credit card

Website: https://shorttermloans24.co.za/credit-cards/american-express-credit-cards/

Telephone: 1-855-298-1209

 

African Bank Personal Loan – Up to R 250000 straight into your bank account

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African Bank is headquartered in South Africa and is a retail bank which offers a range of financial services and products such as loans, investments, savings, checking, debit and credit cards and personal loans.

It has the mission of becoming a successful retail bank and they want the idea of ​​humanity always to be related to the bank. The pillars of the bank are transparency, innovation, collaboration, empathy and balance.

The African Bank is created with South African residents in mind and how to help them achieve balance in their lives

In this article, we will look at one of the services offered by African Bank: The personal loans.

African Bank Personal Loan

The African Bank Personal Loan is a personal loan that can be requested for several reasons. It could be to buy a new car, to renovate the house, for expenses with marriage, travel and others. The main purpose is to realize dreams.

In the African Bank Personal Loan it is possible to borrow up to R 250,000 and the payment must be made between 7 and 72 months (6 years).

Rates – African Bank Personal Loan

The fees corresponding to the African Bank Personal Loan are two: insurance rate and interest rate (APR).

The interest rate can be from 15% to 27.75% and the insurance rate from 5.04% to 5.4%.

Let’s make an example to represent better. If you want to get R 20,000 for 12 months (1 year), you will pay R 2.036 monthly.

The application – African Bank Personal Loan

You can choose to apply online, by phone or at one of the bank’s branches.

What documents and requirements are needed? – African Bank Personal Loan

For the application of the African Bank Personal Loan it is necessary to present some documents, such as:

– Most recent proof of income, reflecting 3 salary deposits

– Proof of residence not older than 3 months

– Latest bank statement, reflecting 3 salary deposits

It is also important to say that it is necessary for the African Bank Personal Loan to be over than 18 years old.

Advantages – African Bank Personal Loan

The African Bank Personal Loan has some advantages that can be quite interesting for anyone who is researching about personal loans.

– It is a safe and recognized bank

– Highly competitive rates

– Flexible Terms (from 7 to 72 months)

– Fixed Rate Payment

– Easy Application.

– Just some documentation and requirements

– If something happens with the applicant during the loan period, there are liquidity options or even personalization of the payment, being possible to make a break between the installments.


Are you still having doubts?- African Bank Personal Loan

If you still have doubts about the African Bank Personal Loan, you should visit the website and download some information or visit the company’s blog. On the blog, you can read articles like “Know your rights when applying for a loan”, “Grow your money”, “What is the best interest rate?”, “8 signs of financial abuse” and others

Useful Information – African Bank Personal Loan

African Bank Personal Loan

Website: https://www.africanbank.co.za/en/home/product-personal-loan

Telephone: 0800 633 633

Fax: 0800 007 788

E-mail: africanbank@tip-offs.com

For more information on conditions and terms of use for this service, click below to access:

Information sheet
Customer Declaration Form

Terms and Conditions

“Representative example: All prices include VAT, R20 000 borrowed for 12 months. Once off initiation fee (capitalized) R 1197, Monthly admin fee R68.40. Representative APR 15%, Representative insurance rate 5.4%. Monthly installment amount payable R 2 036.03, total payable R 24 432.41” (source: https://www.africanbank.co.za/en/home/product-personal-loan)

Absa Personal Loan – Easy application for loans of up to R350 000

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Absa group limited is considered one of Africa’s largest financial services groups, has more than 42,000 employees and is present in more than 12 countries. They offer diverse financial solutions for retail, business, corporations, investments, wealth management and others.

They have the goal to generate positive impact in all the countries they operate. They consider themselves a group focused on the future and who wants to help people and corporations at every step of the way. Courage and passion are the pillars of the company.

In this article, we will know a little better about one of the services offered by them: the Absa Personal Loan

Absa Personal Loan

The Absa Personal Loan is a personal loan offered by Absa Bank and designed thinking about people´s dreams and goals.
The amount of the Absa Personal Loan is R 15,000 up to R 350,000 and the repayment is between 12 months (1 year) and 84 months (7 years.).

The reason for the loan is not what matters most in this case, it can be for renovation of the house; buy a new house, education of the children, expenses with weddings, travel, consolidation of debts, among others.

Rates – Absa Personal Loan

Before choosing which loan is the ideal for what the person is looking for, it is very important to check and analyze the interest rates corresponding to the loan.

In the Absa Personal Loan the annual interest rate is customized (APR) and reaches the maximum of 17.5%. It is also important to note that an initiation fee (according to the value of the amount) and a monthly service fee (R 69) will be charged.

Let’s show a representative example! If the amount borrowed is R 50,000, to be paid in 24 months (2 years), with interest rate of 19%, service fee of R 69 and initiation fee of R 1,207.50, the amount to be paid monthly will be R 2,650, 30.

If you have any questions, an online calculator is available. In the calculator it is possible to make tests with different values ​​of amounts and analyze the interest rates. Of course the calculator is just to get a better idea of ​​the loan and there is no guarantee that the amount will be exactly the same at the time of the application.

The application – Absa Personal Loan

The application for the Absa Personal Loan can be done in three different ways: by the website, by the phone or at a branch office nearest to you.

What do I need to apply? – Absa Personal Loan

To apply for the Absa Personal Loan you must:

– Have a regular monthly income (At least R 2,000 per month)

– Be 18 years old or more

– Have a bank account

The documents required at the time of application are:

– A valid South African ID document or Smart card

– Proof of residential address such as a municipality or rates bill (not older than three months)

– Latest three payslips or three months’ bank statements

Benefits – Absa Personal Loan

The Absa Personal Loan has some benefits that deserve to be highlighted. It is a highly secure company, with flexible terms, requires just a few documentation or requirements and has competitive interest rates.

Useful Information – Absa Personal Loan

Absa Personal Loan

Website: https://www.absa.co.za/personal/loans/for-myself/personal-loan/

Telephone: 0860 100 372

E-mail: absa@absa.co.za

Old Mutual Personal Loan – Apply online for a loan up to R200 000

Old Mutual Limited is an African financial services group that was founded in 1845. It offers a variety of financial solutions options for retail customers or corporate clients.

Services such as savings, personal loans, personal insurance, short-term insurance, funeral coverage, retirement plan, business insurance, institutional investments, employee welfare and disability benefits are some examples of what Old Mutual Limited offers.

The company’s goal is to help customers thrive and achieve dreams and goals.

In this article, we will know more details about the Old Mutual Personal Loan.

Old Mutual Personal Loan

The Old Mutual Personal Loan is a specified amount, from R 500 up to maximum R 200,000, which is borrowed by a lender. The repayment of the loan must be made in up to 84 months (7 years).

It is important to say that the repayment is monthly and after the approval, the amount will be deposited into the account in just a few days.

The reasons for applying for an Old Mutual Personal Loan can be several: debt consolidation, wedding expenses, travel, home renovation, among others. 

Rates – Old Mutual Personal Loan

The interest rates charged by the Old Mutual Personal Loan can reach a maximum of 27.5% and an initiation and administrative fee is also charged. The amount of fees will depend on the credit score of the person and the information that will be analyzed during the application process.

Let’s give a representative example: if the person wants to borrow R 5,000 for three months, will pay in total R 5.915, 72.

The application – Old Mutual Personal Loan

The application for the Old Mutual Personal Loan can be done online (through the website), at the nearest branch or you can visit their website and request a call back.

If you choose to do it in a branch office, you can see the list of all branches of the bank on the website. 

What do you need to apply?– Old Mutual Personal Loan

To apply for the Old Mutual Personal Loan you must submit:

– a valid ID or passport

– 3 month´s bank statement

– The most recent payslip

– Proof of address

– 18 years old or older

Benefits – Old Mutual Personal Loan

The Old Mutual Personal Loan has some benefits that can be very interesting for anyone who is looking for a personal loan.

– It’s a highly secure bank.

– Competitive rates

– Flexible Terms

– Deposit Quickly

– You can choose how to apply: online, at one of the branches or by phone

– It’s a traditional bank

Do you still have doubts?- Old Mutual Personal Loan

If you still have doubts about Old Mutual Personal Loan, it is recommended that you visit their website. On the website, they provide an online calculator, so you can do tests to get a better idea of ​​how much the repayment amount would be according to the amount you want to borrow. 

Useful Information – Old Mutual Personal Loan

Old Mutual Personal Loan

Website: https://www.oldmutual.co.za/personal/loans

Telephone: 0800 50 60 70

EasyCashLoans – Apply Online for Loans up to R150, 000

Easy Cash has been operating in South Africa for more than 3 years and has already processed 4 billion rands in personal loans on that period.

They stand out in the organization of the financial services and in the benefits offered to the clients in the processes. It is a young company that already stands out. They offer excellence in service and innovation.

EasyCashLoans Personal Loans

EasyCashLoans Personal Loans can be requested for a variety of reasons, such as debt consolidation, financing a family event, buying a car, wedding expenses, children´s education and others.

The maximum amount of the loan is R 150 000, which must be repaid in a maximum of 72 months (6 years).

It is important to say that, sometimes, the personal loan may be necessary to have a better life or to take advantage of it in the best way.

Rates – EasyCashLoans Personal Loans

The fees for EasyCashLoans Personal Loans vary from person to person. Everything will depend on the personal and financial information provided during the application process.

The application – EasyCashLoans Personal Loans

The application for EasyCashLoans Personal Loans is made through the website. It is necessary to fill out a simple form and they will contact you.

It is a fast, safe and simple process. According to them the approval is almost instantaneous! 

Eligibility – EasyCashLoans Personal Loans               

To be eligible for an EasyCashLoans Personal Loans you must:  – Be 18 years or more –  Being a citizen of South Africa – Have a fixed monthly income (at least R1500 per month)-  Bank account in South Africa 

Factors that may prevent the application – EasyCashLoans Personal Loans

Some factors can disrupt the application and even cause the person to become disqualified for the process. Let´s see these factors.

–  You have filed for bankruptcy

–  You are under debt review

–  You have proclaimed that you are insolvent

– You are presently under a debt restructuring program

–  You are under administration

Benefits – EasyCashLoans Personal Loans

When a person will choose which company is ideal to apply for the personal loan it is worthwhile to check out the benefits of the company.               EasyCashLoans Personal Loans is a highly secure company with flexible and personalized interest rates and a simple and fast application. In addition, application forms are easy to fill out and do not require much information, requirements or paperwork.               It is also important to say that blacklisted client can apply and that approval is almost instantaneous. 

Are you still having doubts?– EasyCashLoans Personal Loans

If you still have questions about EasyCashLoans Personal Loans, it is recommended that you visit their blog and see some of the material that is available, such as “Choosing a Personal Loan Adviser”.               On the site there is also a part with reports of people who have already done EasyCashLoans Personal Loans and tell about the experience. 

Useful Information – EasyCashLoans Personal Loans

EasyCashLoans Personal Loans

Website: https://www.easycashloans.co.za/

To speak to them directly you need to fill out the form on the website, through the link https://www.easycashloans.co.za/contact-us.html.

Car Insurance ABSA 

If you have a car the Car Insurance ABSA can be a very interesting product! It is insurance that covers fire, accidents, third-party damage, destructive weather, theft and attempted theft.

The great advantage of Car Insurance ABSA is that you can choose between the complete insurance or just the items that you believe are needed according to what your car needs. It goes without saying that you will have roadside assistance in case of an emergency too.                The application forCar Insurance ABSA is quick and if you want, you still have access to an insurance specialist who can assist you throughout the ABSA Car Insurance process and also help you choose the best way.

Let’s know a little more about Car Insurance ABSA? This may be the missing product for you to feel more secure about your car. 

Rates – Car Insurance ABSA

Prior fees for the Car Insurance ABSA will only be available during the application. If you would like to know more information, contact ABSA by phone or the website itself. 

The application – Car Insurance ABSA

The application for Car Insurance ABSA can be made over the phone or if you prefer you can also request a quote online. If you have questions, you can consult with an insurance specialist, who can answer your questions and assist you in the best way to go. 

What documents and requirements are needed? – Car Insurance ABSA

The list of documents required for Car Insurance ABSA is not available on the website, but like any car insurance, you will probably need to provide some information regarding the vehicle, both personal and financial.

Advantages – Car Insurance ABSA

If you have a car you know the importance of having insurance. The Car Insurance ABSA may be an excellent option for you but it is always important that you analyze what are the advantages offered and if they are interesting according to what you believe is the best for your car. Let´s see more about the advantages of Car Insurance ABSA! – The whole process has a focus on transparency and trust

– It is a safe and recognized

– Highly competitive rates

– Flexible Terms

– Easy and very fast Application.

– You can choose between two different types of insurance: complete or customized according to your needs.

ABSA – Some details about it

            Absa group limited is considered one of Africa’s largest financial services groups, has more than 42,000 employees and is present in more than 12 countries. They offer diverse financial solutions for retail, business, corporations, investments, wealth management and others.

They have the goal to generate positive impact in all the countries they operate. They consider themselves a group focused on the future and who wants to help people and corporations at every step of the way. Courage and passion are the pillars of the company. 

Useful Information – Car Insurance ABSA

Website: https://www.absa.co.za/personal/insure/my-car-and-home/explore/

Telephone: 011 501 5050  or 0800 11 11 55

24 important tips to heal your home:

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Examine your current life and see what you have created for yourself.

Your home is a symbolic representation of yourself.

You create a pattern by working on the intention.

1 – Air freshens up – Open doors and windows for at least two hours.

2 – Standing watch stagnates the energy. If for some reason you cannot undo the clock, put all hands at 12.

3 – Never use photos to plug holes in walls.

4 – Cleaning what is not useful creates space for new openings in life.

5 – Stuck doors, windows, and drawers hinder the lives of residents, they cannot get out of trouble.

6 – Mirrors should not be placed so that lying on the bed you can see yourself. If there are infiltrations in the walls, take care of the problem of the wall and also you, with regard to your spiritual side.

7 – Messy House is the same as a messy life.

8 – Change the burnt out lamps. Carpets cannot be slippery, as this is reflected in your personal life.

9 – Clogged pipes mean that inside the house someone’s energy is not flowing well, controlling person, who does not let life flow by itself.

10 – Phone that doesn’t work well, bad communication inside the house.
11 – Careless gate or entrance door, the physical appearance is the same.

12 – Plants have wind currents, but do not overdo it.

13 – Have pictures in your home and also in your office to create good energy. Always prefer paintings with spring or summer landscapes. Sad or lonely figures, especially in the bedroom, can be very upsetting or upsetting.

14 – Cheerful or beautiful landscape paintings bring great energies.
15 – Your table, armchair, and bed must have the largest possible field of view of the environment.

16 – Do not overload the environment with decorative exaggerations. In excess, they hinder the energy from circulating.

17 – In the bathroom, which is the place where we leave our impurities and which has still water energy, we must keep the door and lid closed, avoiding the invasion of harmful energies.

18 – Get rid of objects that bring to the present, sad memories of the past.

19 – Remove any object that prevents the door from opening fully.

20 – Cabinets must be clean and organized.

21 –The trash bin must be away from the stove.

22 – In your work, try not to sit with your back to doors and windows.

23 – Mess at the table is like disorganized ideas.

24 – Yellow walls help with reasoning.

The effects are felt as soon as the energy “cleaning” is completed.

2 powerful laws of life!

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Of all the great lessons we can learn from life, live with authenticity and love with freedom, for sure, are some of the most powerful!

In our life journey, we are constantly faced with situations that test our limits, make us question our certainties, and teach a lot about ourselves and about the best path we can take so that we can live in the best possible way.

Many of the most important knowledge about life we ​​gain with the years and experiences, as we grow a little with each of our mistakes and become better people for each truth that we learn to accept and adopt as part of our character.

19 quotes that will stop a discussion in seconds

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1. “Don’t raise your voice, improve your arguments.” Desmond Tutu

2. “Silence is the worst part of any fight because it is made up of all the things we would like to be able to say if we had the courage.” Pete Wentz, Gray

3. “Wouldn’t you like to have a magic phrase that would stop fights, eliminate unease, create goodwill and make the other person listen carefully? Yes? Here it is: “I don’t blame you at all for feeling that way. If I were you, I would feel the same way. ” – How to Win Friends and Influence People

4. “If men did not consider their differences too much, there would be much less anger and more charity.” Joseph Addison

5. “Many arguments could be avoided if we simply stopped and thought about our answer before saying it.” Charles Harper

6. “The moment we want to believe in something, suddenly see all the arguments in favor, and become blind to the arguments against.” George Bernard Shaw

7. “The aim of the fight or discussion should not be victory, but progress.” Joseph Joubert

8. “No one can persuade others to change. Each of us has a changing gate that can only be opened from the inside. We cannot open another’s gate, whether through fights or emotional appeal “Marilyn Ferguson

9. “Great leaders are almost always great simplifiers, who can cut through argument, debate, and doubts, to offer a solution that everyone can understand.” Colin Powell

10. “Insults are the arguments used by those who are wrong.” Jean-Jacques Rousseau

11. “The discussion is an exchange of knowledge; the fight, an exchange of ignorance. ” Robert Quillen

12. “Be able to defend your arguments rationally. Otherwise, all you will have is an opinion. ” Marilyn Vos Savant

13. “Many arguments are screwed up by some idiot who knows what he is talking about.” Miguel de Unamuno

14. “Neither irony nor sarcasm is arguments.” Samuel Butler

15. “People’s minds are changed through observation and not through fights.” Will Rogers

16. “Men tend to confuse the strength of their feeling with the strength of their argument. The heated mind resents the cold and relentless touch of logic. “William E. Gladstone

17. “Don’t take the wrong side of an argument just because your opponent has taken the right side.” Baltasar Gracian

18. “I passionately believe that it’s not just what you say that counts, but also how you say it – the success of your argument depends critically on how you present it.” Alain de Botton

19. “Anyone who leads a discussion by appealing to authority is not using their intelligence; it’s just using your memory. “Leonardo da Vinci